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This type of loan could help customers manage their debts more effectively.

However, you will always be required to pay the full sum of money back by your next payday, which makes it a difficult debt to manage.

What’s more, because the representative APR of a payday loan is high, interest charges can quickly turn this reasonable short term solution into an overwhelming debt.

Find out more about how debt consolidation loans work, then get free debt advice before you make a decision.

If you’ve got lots of different debts and you’re struggling to keep up with repayments, you can merge them together into one loan to lower your monthly payments.




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